LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,212
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,494
−HK$1,302/mo
Today · 4.125%
HK$43,796
baseline
▲ 0.50% · 4.625%
HK$46,461
+HK$2,665/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,592/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,848
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,077
−HK$1,248/mo
Today · 4.125%
HK$48,325
baseline
▲ 0.50% · 4.625%
HK$50,872
+HK$2,547/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,650/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$677,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,454
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,992
−HK$1,563/mo
Today · 4.125%
HK$52,555
baseline
▲ 0.50% · 4.625%
HK$55,753
+HK$3,198/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,110/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,017
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,493
−HK$1,497/mo
Today · 4.125%
HK$57,990
baseline
▲ 0.50% · 4.625%
HK$61,046
+HK$3,056/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,980/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,696
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,491
−HK$1,824/mo
Today · 4.125%
HK$61,315
baseline
▲ 0.50% · 4.625%
HK$65,045
+HK$3,730/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,630/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,187
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,908
−HK$1,747/mo
Today · 4.125%
HK$67,655
baseline
▲ 0.50% · 4.625%
HK$71,221
+HK$3,566/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,310/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,181
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,489
−HK$2,344/mo
Today · 4.125%
HK$78,833
baseline
▲ 0.50% · 4.625%
HK$83,630
+HK$4,797/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,666/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,526
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$84,739
−HK$2,245/mo
Today · 4.125%
HK$86,984
baseline
▲ 0.50% · 4.625%
HK$91,569
+HK$4,585/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$173,968/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,749 · Scale 2, in force from 26 Feb 2026)