LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,215
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,497
−HK$1,302/mo
Today · 4.125%
HK$43,799
baseline
▲ 0.50% · 4.625%
HK$46,464
+HK$2,665/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,598/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,851
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,081
−HK$1,247/mo
Today · 4.125%
HK$48,328
baseline
▲ 0.50% · 4.625%
HK$50,876
+HK$2,548/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,656/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,458
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,996
−HK$1,563/mo
Today · 4.125%
HK$52,559
baseline
▲ 0.50% · 4.625%
HK$55,757
+HK$3,198/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$105,118/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,021
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,497
−HK$1,497/mo
Today · 4.125%
HK$57,994
baseline
▲ 0.50% · 4.625%
HK$61,051
+HK$3,057/mo
Deposit HK$7.23M · loan HK$10.84M · min. income ≈ HK$115,988/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,701
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,495
−HK$1,824/mo
Today · 4.125%
HK$61,319
baseline
▲ 0.50% · 4.625%
HK$65,050
+HK$3,731/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,638/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,191
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,913
−HK$1,746/mo
Today · 4.125%
HK$67,659
baseline
▲ 0.50% · 4.625%
HK$71,226
+HK$3,567/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,318/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,186
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$76,494
−HK$2,345/mo
Today · 4.125%
HK$78,839
baseline
▲ 0.50% · 4.625%
HK$83,636
+HK$4,797/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,678/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,532
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,745
−HK$2,246/mo
Today · 4.125%
HK$86,991
baseline
▲ 0.50% · 4.625%
HK$91,576
+HK$4,585/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$173,982/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,797 · Scale 2, in force from 26 Feb 2026)