LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,216
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,498
−HK$1,303/mo
Today · 4.125%
HK$43,801
baseline
▲ 0.50% · 4.625%
HK$46,466
+HK$2,665/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,602/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,853
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,083
−HK$1,247/mo
Today · 4.125%
HK$48,330
baseline
▲ 0.50% · 4.625%
HK$50,878
+HK$2,548/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,660/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,460
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,998
−HK$1,563/mo
Today · 4.125%
HK$52,561
baseline
▲ 0.50% · 4.625%
HK$55,759
+HK$3,198/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,122/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,023
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,499
−HK$1,497/mo
Today · 4.125%
HK$57,996
baseline
▲ 0.50% · 4.625%
HK$61,053
+HK$3,057/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$115,992/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,703
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,498
−HK$1,823/mo
Today · 4.125%
HK$61,321
baseline
▲ 0.50% · 4.625%
HK$65,053
+HK$3,732/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,642/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,194
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,916
−HK$1,746/mo
Today · 4.125%
HK$67,662
baseline
▲ 0.50% · 4.625%
HK$71,229
+HK$3,567/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,324/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,189
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$76,497
−HK$2,345/mo
Today · 4.125%
HK$78,842
baseline
▲ 0.50% · 4.625%
HK$83,639
+HK$4,797/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,684/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,535
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,749
−HK$2,245/mo
Today · 4.125%
HK$86,994
baseline
▲ 0.50% · 4.625%
HK$91,580
+HK$4,586/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$173,988/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,825 · Scale 2, in force from 26 Feb 2026)