LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,217
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,499
−HK$1,303/mo
Today · 4.125%
HK$43,802
baseline
▲ 0.50% · 4.625%
HK$46,467
+HK$2,665/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,604/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,853
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,083
−HK$1,248/mo
Today · 4.125%
HK$48,331
baseline
▲ 0.50% · 4.625%
HK$50,878
+HK$2,547/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,662/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,460
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$50,999
−HK$1,563/mo
Today · 4.125%
HK$52,562
baseline
▲ 0.50% · 4.625%
HK$55,760
+HK$3,198/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,124/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,024
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,500
−HK$1,497/mo
Today · 4.125%
HK$57,997
baseline
▲ 0.50% · 4.625%
HK$61,054
+HK$3,057/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$115,994/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,704
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,499
−HK$1,823/mo
Today · 4.125%
HK$61,322
baseline
▲ 0.50% · 4.625%
HK$65,054
+HK$3,732/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,644/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,195
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,917
−HK$1,746/mo
Today · 4.125%
HK$67,663
baseline
▲ 0.50% · 4.625%
HK$71,230
+HK$3,567/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,326/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,191
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,498
−HK$2,345/mo
Today · 4.125%
HK$78,843
baseline
▲ 0.50% · 4.625%
HK$83,640
+HK$4,797/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,686/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,536
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,750
−HK$2,245/mo
Today · 4.125%
HK$86,995
baseline
▲ 0.50% · 4.625%
HK$91,581
+HK$4,586/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$173,990/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,835 · Scale 2, in force from 26 Feb 2026)