LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,218
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,500
−HK$1,302/mo
Today · 4.125%
HK$43,802
baseline
▲ 0.50% · 4.625%
HK$46,467
+HK$2,665/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,604/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,854
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,084
−HK$1,247/mo
Today · 4.125%
HK$48,331
baseline
▲ 0.50% · 4.625%
HK$50,879
+HK$2,548/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,662/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,461
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,000
−HK$1,563/mo
Today · 4.125%
HK$52,563
baseline
▲ 0.50% · 4.625%
HK$55,761
+HK$3,198/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,126/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,025
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,501
−HK$1,497/mo
Today · 4.125%
HK$57,998
baseline
▲ 0.50% · 4.625%
HK$61,055
+HK$3,057/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$115,996/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,705
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,499
−HK$1,824/mo
Today · 4.125%
HK$61,323
baseline
▲ 0.50% · 4.625%
HK$65,054
+HK$3,731/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,646/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,196
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,917
−HK$1,747/mo
Today · 4.125%
HK$67,664
baseline
▲ 0.50% · 4.625%
HK$71,231
+HK$3,567/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,328/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,192
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,499
−HK$2,345/mo
Today · 4.125%
HK$78,844
baseline
▲ 0.50% · 4.625%
HK$83,641
+HK$4,797/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,688/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,537
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$84,751
−HK$2,246/mo
Today · 4.125%
HK$86,997
baseline
▲ 0.50% · 4.625%
HK$91,582
+HK$4,585/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$173,994/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,844 · Scale 2, in force from 26 Feb 2026)