LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,219
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,501
−HK$1,302/mo
Today · 4.125%
HK$43,803
baseline
▲ 0.50% · 4.625%
HK$46,469
+HK$2,666/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,606/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,855
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,085
−HK$1,248/mo
Today · 4.125%
HK$48,333
baseline
▲ 0.50% · 4.625%
HK$50,880
+HK$2,547/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,666/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,462
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,001
−HK$1,563/mo
Today · 4.125%
HK$52,564
baseline
▲ 0.50% · 4.625%
HK$55,763
+HK$3,199/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,128/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,026
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,502
−HK$1,497/mo
Today · 4.125%
HK$57,999
baseline
▲ 0.50% · 4.625%
HK$61,057
+HK$3,058/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$115,998/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,706
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,501
−HK$1,824/mo
Today · 4.125%
HK$61,325
baseline
▲ 0.50% · 4.625%
HK$65,056
+HK$3,731/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,650/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,198
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,919
−HK$1,747/mo
Today · 4.125%
HK$67,666
baseline
▲ 0.50% · 4.625%
HK$71,233
+HK$3,567/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,332/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,194
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,501
−HK$2,345/mo
Today · 4.125%
HK$78,846
baseline
▲ 0.50% · 4.625%
HK$83,644
+HK$4,798/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,692/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,540
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,753
−HK$2,246/mo
Today · 4.125%
HK$86,999
baseline
▲ 0.50% · 4.625%
HK$91,585
+HK$4,586/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$173,998/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,863 · Scale 2, in force from 26 Feb 2026)