LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,219
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,501
−HK$1,303/mo
Today · 4.125%
HK$43,804
baseline
▲ 0.50% · 4.625%
HK$46,469
+HK$2,665/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,608/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,856
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,086
−HK$1,247/mo
Today · 4.125%
HK$48,333
baseline
▲ 0.50% · 4.625%
HK$50,881
+HK$2,548/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,666/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,463
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,002
−HK$1,563/mo
Today · 4.125%
HK$52,565
baseline
▲ 0.50% · 4.625%
HK$55,763
+HK$3,198/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,130/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,027
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,503
−HK$1,497/mo
Today · 4.125%
HK$58,000
baseline
▲ 0.50% · 4.625%
HK$61,057
+HK$3,057/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,000/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,707
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,502
−HK$1,824/mo
Today · 4.125%
HK$61,326
baseline
▲ 0.50% · 4.625%
HK$65,057
+HK$3,731/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,652/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,198
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,920
−HK$1,747/mo
Today · 4.125%
HK$67,667
baseline
▲ 0.50% · 4.625%
HK$71,234
+HK$3,567/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,334/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,195
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,502
−HK$2,345/mo
Today · 4.125%
HK$78,847
baseline
▲ 0.50% · 4.625%
HK$83,645
+HK$4,798/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,694/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,541
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,754
−HK$2,246/mo
Today · 4.125%
HK$87,000
baseline
▲ 0.50% · 4.625%
HK$91,586
+HK$4,586/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$174,000/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,871 · Scale 2, in force from 26 Feb 2026)