LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,220
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,502
−HK$1,303/mo
Today · 4.125%
HK$43,805
baseline
▲ 0.50% · 4.625%
HK$46,470
+HK$2,665/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,610/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,857
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,087
−HK$1,248/mo
Today · 4.125%
HK$48,335
baseline
▲ 0.50% · 4.625%
HK$50,882
+HK$2,547/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,670/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,464
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,003
−HK$1,563/mo
Today · 4.125%
HK$52,566
baseline
▲ 0.50% · 4.625%
HK$55,765
+HK$3,199/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,132/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,028
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,504
−HK$1,497/mo
Today · 4.125%
HK$58,001
baseline
▲ 0.50% · 4.625%
HK$61,059
+HK$3,058/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,002/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,708
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,503
−HK$1,824/mo
Today · 4.125%
HK$61,327
baseline
▲ 0.50% · 4.625%
HK$65,059
+HK$3,732/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,654/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,200
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,922
−HK$1,746/mo
Today · 4.125%
HK$67,668
baseline
▲ 0.50% · 4.625%
HK$71,235
+HK$3,567/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,336/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,196
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$76,504
−HK$2,345/mo
Today · 4.125%
HK$78,849
baseline
▲ 0.50% · 4.625%
HK$83,647
+HK$4,798/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,698/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,543
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,756
−HK$2,246/mo
Today · 4.125%
HK$87,002
baseline
▲ 0.50% · 4.625%
HK$91,588
+HK$4,586/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$174,004/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,888 · Scale 2, in force from 26 Feb 2026)