LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,222
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,504
−HK$1,303/mo
Today · 4.125%
HK$43,807
baseline
▲ 0.50% · 4.625%
HK$46,472
+HK$2,665/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,614/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,859
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,088
−HK$1,248/mo
Today · 4.125%
HK$48,336
baseline
▲ 0.50% · 4.625%
HK$50,884
+HK$2,548/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,672/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,466
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,005
−HK$1,563/mo
Today · 4.125%
HK$52,568
baseline
▲ 0.50% · 4.625%
HK$55,766
+HK$3,198/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,136/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,030
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,506
−HK$1,497/mo
Today · 4.125%
HK$58,003
baseline
▲ 0.50% · 4.625%
HK$61,061
+HK$3,058/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,006/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,710
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,505
−HK$1,824/mo
Today · 4.125%
HK$61,329
baseline
▲ 0.50% · 4.625%
HK$65,061
+HK$3,732/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,658/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,202
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,924
−HK$1,747/mo
Today · 4.125%
HK$67,671
baseline
▲ 0.50% · 4.625%
HK$71,238
+HK$3,567/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,342/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,199
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$76,507
−HK$2,345/mo
Today · 4.125%
HK$78,852
baseline
▲ 0.50% · 4.625%
HK$83,650
+HK$4,798/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,704/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,545
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$84,759
−HK$2,246/mo
Today · 4.125%
HK$87,005
baseline
▲ 0.50% · 4.625%
HK$91,591
+HK$4,586/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$174,010/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,911 · Scale 2, in force from 26 Feb 2026)