LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,222
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,504
−HK$1,303/mo
Today · 4.125%
HK$43,807
baseline
▲ 0.50% · 4.625%
HK$46,473
+HK$2,666/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,614/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,859
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,089
−HK$1,248/mo
Today · 4.125%
HK$48,337
baseline
▲ 0.50% · 4.625%
HK$50,885
+HK$2,548/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,674/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,467
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,005
−HK$1,564/mo
Today · 4.125%
HK$52,569
baseline
▲ 0.50% · 4.625%
HK$55,767
+HK$3,198/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,138/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,031
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,507
−HK$1,497/mo
Today · 4.125%
HK$58,004
baseline
▲ 0.50% · 4.625%
HK$61,062
+HK$3,058/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,008/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,711
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,506
−HK$1,824/mo
Today · 4.125%
HK$61,330
baseline
▲ 0.50% · 4.625%
HK$65,062
+HK$3,732/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,660/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,203
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,925
−HK$1,747/mo
Today · 4.125%
HK$67,672
baseline
▲ 0.50% · 4.625%
HK$71,239
+HK$3,567/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,344/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,200
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$76,508
−HK$2,345/mo
Today · 4.125%
HK$78,853
baseline
▲ 0.50% · 4.625%
HK$83,651
+HK$4,798/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,706/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,547
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,761
−HK$2,245/mo
Today · 4.125%
HK$87,006
baseline
▲ 0.50% · 4.625%
HK$91,593
+HK$4,587/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$174,012/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,921 · Scale 2, in force from 26 Feb 2026)