LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,223
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,505
−HK$1,303/mo
Today · 4.125%
HK$43,808
baseline
▲ 0.50% · 4.625%
HK$46,474
+HK$2,666/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,616/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,860
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,090
−HK$1,248/mo
Today · 4.125%
HK$48,338
baseline
▲ 0.50% · 4.625%
HK$50,886
+HK$2,548/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,676/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,468
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,006
−HK$1,564/mo
Today · 4.125%
HK$52,570
baseline
▲ 0.50% · 4.625%
HK$55,768
+HK$3,198/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,140/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,032
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,508
−HK$1,497/mo
Today · 4.125%
HK$58,005
baseline
▲ 0.50% · 4.625%
HK$61,063
+HK$3,058/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,010/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,712
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,507
−HK$1,824/mo
Today · 4.125%
HK$61,331
baseline
▲ 0.50% · 4.625%
HK$65,063
+HK$3,732/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$122,662/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,204
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,926
−HK$1,747/mo
Today · 4.125%
HK$67,673
baseline
▲ 0.50% · 4.625%
HK$71,240
+HK$3,567/mo
Deposit HK$5.42M · loan HK$12.65M · min. income ≈ HK$135,346/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,201
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$76,509
−HK$2,345/mo
Today · 4.125%
HK$78,854
baseline
▲ 0.50% · 4.625%
HK$83,653
+HK$4,799/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,708/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,548
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$84,762
−HK$2,246/mo
Today · 4.125%
HK$87,008
baseline
▲ 0.50% · 4.625%
HK$91,594
+HK$4,586/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$174,016/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,934 · Scale 2, in force from 26 Feb 2026)