LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,225
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,507
−HK$1,303/mo
Today · 4.125%
HK$43,810
baseline
▲ 0.50% · 4.625%
HK$46,476
+HK$2,666/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,620/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,862
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,092
−HK$1,248/mo
Today · 4.125%
HK$48,340
baseline
▲ 0.50% · 4.625%
HK$50,888
+HK$2,548/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,680/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,470
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,009
−HK$1,563/mo
Today · 4.125%
HK$52,572
baseline
▲ 0.50% · 4.625%
HK$55,771
+HK$3,199/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,144/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,035
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,511
−HK$1,497/mo
Today · 4.125%
HK$58,008
baseline
▲ 0.50% · 4.625%
HK$61,066
+HK$3,058/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,016/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,715
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,510
−HK$1,824/mo
Today · 4.125%
HK$61,334
baseline
▲ 0.50% · 4.625%
HK$65,066
+HK$3,732/mo
Deposit HK$5.42M · loan HK$12.66M · min. income ≈ HK$122,668/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,207
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,929
−HK$1,747/mo
Today · 4.125%
HK$67,676
baseline
▲ 0.50% · 4.625%
HK$71,243
+HK$3,567/mo
Deposit HK$5.42M · loan HK$12.66M · min. income ≈ HK$135,352/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,205
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$76,513
−HK$2,345/mo
Today · 4.125%
HK$78,858
baseline
▲ 0.50% · 4.625%
HK$83,656
+HK$4,798/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,716/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,552
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$84,766
−HK$2,246/mo
Today · 4.125%
HK$87,012
baseline
▲ 0.50% · 4.625%
HK$91,599
+HK$4,587/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$174,024/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,965 · Scale 2, in force from 26 Feb 2026)