LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,226
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,509
−HK$1,302/mo
Today · 4.125%
HK$43,811
baseline
▲ 0.50% · 4.625%
HK$46,477
+HK$2,666/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,622/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,864
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,094
−HK$1,248/mo
Today · 4.125%
HK$48,342
baseline
▲ 0.50% · 4.625%
HK$50,890
+HK$2,548/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,684/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,471
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,010
−HK$1,564/mo
Today · 4.125%
HK$52,574
baseline
▲ 0.50% · 4.625%
HK$55,773
+HK$3,199/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,148/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,036
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,513
−HK$1,497/mo
Today · 4.125%
HK$58,010
baseline
▲ 0.50% · 4.625%
HK$61,068
+HK$3,058/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,020/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,717
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,512
−HK$1,824/mo
Today · 4.125%
HK$61,336
baseline
▲ 0.50% · 4.625%
HK$65,068
+HK$3,732/mo
Deposit HK$5.42M · loan HK$12.66M · min. income ≈ HK$122,672/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,209
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,931
−HK$1,747/mo
Today · 4.125%
HK$67,678
baseline
▲ 0.50% · 4.625%
HK$71,246
+HK$3,568/mo
Deposit HK$5.42M · loan HK$12.66M · min. income ≈ HK$135,356/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,207
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$76,515
−HK$2,346/mo
Today · 4.125%
HK$78,861
baseline
▲ 0.50% · 4.625%
HK$83,659
+HK$4,798/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,722/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,555
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$84,769
−HK$2,246/mo
Today · 4.125%
HK$87,015
baseline
▲ 0.50% · 4.625%
HK$91,602
+HK$4,587/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$174,030/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,986 · Scale 2, in force from 26 Feb 2026)