LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,227
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,509
−HK$1,303/mo
Today · 4.125%
HK$43,812
baseline
▲ 0.50% · 4.625%
HK$46,478
+HK$2,666/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,624/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,864
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,094
−HK$1,248/mo
Today · 4.125%
HK$48,342
baseline
▲ 0.50% · 4.625%
HK$50,890
+HK$2,548/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,684/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$677,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,472
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,011
−HK$1,563/mo
Today · 4.125%
HK$52,574
baseline
▲ 0.50% · 4.625%
HK$55,773
+HK$3,199/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,148/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,037
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,513
−HK$1,497/mo
Today · 4.125%
HK$58,010
baseline
▲ 0.50% · 4.625%
HK$61,068
+HK$3,058/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,020/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$677,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,717
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,513
−HK$1,824/mo
Today · 4.125%
HK$61,337
baseline
▲ 0.50% · 4.625%
HK$65,069
+HK$3,732/mo
Deposit HK$5.42M · loan HK$12.66M · min. income ≈ HK$122,674/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,210
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,932
−HK$1,747/mo
Today · 4.125%
HK$67,679
baseline
▲ 0.50% · 4.625%
HK$71,246
+HK$3,567/mo
Deposit HK$5.42M · loan HK$12.66M · min. income ≈ HK$135,358/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$677,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,208
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$76,516
−HK$2,345/mo
Today · 4.125%
HK$78,861
baseline
▲ 0.50% · 4.625%
HK$83,660
+HK$4,799/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,722/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,556
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$84,770
−HK$2,246/mo
Today · 4.125%
HK$87,016
baseline
▲ 0.50% · 4.625%
HK$91,602
+HK$4,586/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$174,032/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$677,993 · Scale 2, in force from 26 Feb 2026)