LTV · monthly repayment
▼ 0.50% · 3.625%
HK$412,327
−HK$25,857/mo
▼ 0.25% · 3.875%
HK$425,153
−HK$13,031/mo
Today · 4.125%
HK$438,184
baseline
▲ 0.50% · 4.625%
HK$464,846
+HK$26,662/mo
Deposit HK$90.41M · loan HK$90.41M · min. income ≈ HK$876,368/mo (50% DSR)
Upfront cash ≈ HK$102.17M (deposit + AVD stamp duty HK$11,753,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$458,710
−HK$24,783/mo
▼ 0.25% · 3.875%
HK$471,012
−HK$12,481/mo
Today · 4.125%
HK$483,493
baseline
▲ 0.50% · 4.625%
HK$508,978
+HK$25,485/mo
Deposit HK$90.41M · loan HK$90.41M · min. income ≈ HK$966,986/mo (50% DSR)
Upfront cash ≈ HK$102.17M (deposit + AVD stamp duty HK$11,753,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$494,793
−HK$31,028/mo
▼ 0.25% · 3.875%
HK$510,184
−HK$15,637/mo
Today · 4.125%
HK$525,821
baseline
▲ 0.50% · 4.625%
HK$557,816
+HK$31,995/mo
Deposit HK$72.33M · loan HK$108.49M · min. income ≈ HK$1,051,642/mo (50% DSR)
Upfront cash ≈ HK$84.08M (deposit + AVD stamp duty HK$11,753,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$550,452
−HK$29,739/mo
▼ 0.25% · 3.875%
HK$565,215
−HK$14,976/mo
Today · 4.125%
HK$580,191
baseline
▲ 0.50% · 4.625%
HK$610,774
+HK$30,583/mo
Deposit HK$72.33M · loan HK$108.49M · min. income ≈ HK$1,160,382/mo (50% DSR)
Upfront cash ≈ HK$84.08M (deposit + AVD stamp duty HK$11,753,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$577,258
−HK$36,199/mo
▼ 0.25% · 3.875%
HK$595,214
−HK$18,243/mo
Today · 4.125%
HK$613,457
baseline
▲ 0.50% · 4.625%
HK$650,785
+HK$37,328/mo
Deposit HK$54.25M · loan HK$126.58M · min. income ≈ HK$1,226,914/mo (50% DSR)
Upfront cash ≈ HK$66.00M (deposit + AVD stamp duty HK$11,753,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$642,194
−HK$34,696/mo
▼ 0.25% · 3.875%
HK$659,417
−HK$17,473/mo
Today · 4.125%
HK$676,890
baseline
▲ 0.50% · 4.625%
HK$712,570
+HK$35,680/mo
Deposit HK$54.25M · loan HK$126.58M · min. income ≈ HK$1,353,780/mo (50% DSR)
Upfront cash ≈ HK$66.00M (deposit + AVD stamp duty HK$11,753,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$742,189
−HK$46,542/mo
▼ 0.25% · 3.875%
HK$765,275
−HK$23,456/mo
Today · 4.125%
HK$788,731
baseline
▲ 0.50% · 4.625%
HK$836,723
+HK$47,992/mo
Deposit HK$18.08M · loan HK$162.74M · min. income ≈ HK$1,577,462/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$11,753,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$825,678
−HK$44,609/mo
▼ 0.25% · 3.875%
HK$847,822
−HK$22,465/mo
Today · 4.125%
HK$870,287
baseline
▲ 0.50% · 4.625%
HK$916,161
+HK$45,874/mo
Deposit HK$18.08M · loan HK$162.74M · min. income ≈ HK$1,740,574/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$11,753,624 · Scale 2, in force from 26 Feb 2026)