LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,234
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,517
−HK$1,303/mo
Today · 4.125%
HK$43,820
baseline
▲ 0.50% · 4.625%
HK$46,487
+HK$2,667/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,640/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,873
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,103
−HK$1,248/mo
Today · 4.125%
HK$48,351
baseline
▲ 0.50% · 4.625%
HK$50,900
+HK$2,549/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,702/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,481
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,020
−HK$1,564/mo
Today · 4.125%
HK$52,584
baseline
▲ 0.50% · 4.625%
HK$55,784
+HK$3,200/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,168/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,047
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,524
−HK$1,498/mo
Today · 4.125%
HK$58,022
baseline
▲ 0.50% · 4.625%
HK$61,080
+HK$3,058/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,044/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,728
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,524
−HK$1,824/mo
Today · 4.125%
HK$61,348
baseline
▲ 0.50% · 4.625%
HK$65,081
+HK$3,733/mo
Deposit HK$5.42M · loan HK$12.66M · min. income ≈ HK$122,696/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,222
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,944
−HK$1,748/mo
Today · 4.125%
HK$67,692
baseline
▲ 0.50% · 4.625%
HK$71,260
+HK$3,568/mo
Deposit HK$5.42M · loan HK$12.66M · min. income ≈ HK$135,384/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,222
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$76,531
−HK$2,345/mo
Today · 4.125%
HK$78,876
baseline
▲ 0.50% · 4.625%
HK$83,676
+HK$4,800/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$157,752/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,571
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$84,786
−HK$2,246/mo
Today · 4.125%
HK$87,032
baseline
▲ 0.50% · 4.625%
HK$91,620
+HK$4,588/mo
Deposit HK$1.81M · loan HK$16.27M · min. income ≈ HK$174,064/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,122 · Scale 2, in force from 26 Feb 2026)