LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,235
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,518
−HK$1,303/mo
Today · 4.125%
HK$43,821
baseline
▲ 0.50% · 4.625%
HK$46,487
+HK$2,666/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,642/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,874
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,104
−HK$1,248/mo
Today · 4.125%
HK$48,352
baseline
▲ 0.50% · 4.625%
HK$50,901
+HK$2,549/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,704/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,482
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,021
−HK$1,564/mo
Today · 4.125%
HK$52,585
baseline
▲ 0.50% · 4.625%
HK$55,785
+HK$3,200/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,170/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,048
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,525
−HK$1,497/mo
Today · 4.125%
HK$58,022
baseline
▲ 0.50% · 4.625%
HK$61,081
+HK$3,059/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,044/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,729
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,525
−HK$1,824/mo
Today · 4.125%
HK$61,349
baseline
▲ 0.50% · 4.625%
HK$65,082
+HK$3,733/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$122,698/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,223
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,946
−HK$1,747/mo
Today · 4.125%
HK$67,693
baseline
▲ 0.50% · 4.625%
HK$71,261
+HK$3,568/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$135,386/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,223
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$76,532
−HK$2,346/mo
Today · 4.125%
HK$78,878
baseline
▲ 0.50% · 4.625%
HK$83,677
+HK$4,799/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$157,756/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,573
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$84,787
−HK$2,247/mo
Today · 4.125%
HK$87,034
baseline
▲ 0.50% · 4.625%
HK$91,621
+HK$4,587/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$174,068/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,133 · Scale 2, in force from 26 Feb 2026)