LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,236
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,518
−HK$1,303/mo
Today · 4.125%
HK$43,821
baseline
▲ 0.50% · 4.625%
HK$46,488
+HK$2,667/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,642/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,874
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,104
−HK$1,249/mo
Today · 4.125%
HK$48,353
baseline
▲ 0.50% · 4.625%
HK$50,901
+HK$2,548/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,706/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,483
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,022
−HK$1,564/mo
Today · 4.125%
HK$52,586
baseline
▲ 0.50% · 4.625%
HK$55,785
+HK$3,199/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,172/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,049
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,525
−HK$1,498/mo
Today · 4.125%
HK$58,023
baseline
▲ 0.50% · 4.625%
HK$61,082
+HK$3,059/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,046/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,730
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,525
−HK$1,825/mo
Today · 4.125%
HK$61,350
baseline
▲ 0.50% · 4.625%
HK$65,083
+HK$3,733/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$122,700/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,224
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,946
−HK$1,748/mo
Today · 4.125%
HK$67,694
baseline
▲ 0.50% · 4.625%
HK$71,262
+HK$3,568/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$135,388/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,224
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$76,533
−HK$2,345/mo
Today · 4.125%
HK$78,878
baseline
▲ 0.50% · 4.625%
HK$83,678
+HK$4,800/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$157,756/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,573
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$84,788
−HK$2,247/mo
Today · 4.125%
HK$87,035
baseline
▲ 0.50% · 4.625%
HK$91,622
+HK$4,587/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$174,070/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,140 · Scale 2, in force from 26 Feb 2026)