LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,237
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,520
−HK$1,303/mo
Today · 4.125%
HK$43,823
baseline
▲ 0.50% · 4.625%
HK$46,490
+HK$2,667/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,646/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,876
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,106
−HK$1,249/mo
Today · 4.125%
HK$48,355
baseline
▲ 0.50% · 4.625%
HK$50,903
+HK$2,548/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,710/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,485
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,024
−HK$1,564/mo
Today · 4.125%
HK$52,588
baseline
▲ 0.50% · 4.625%
HK$55,788
+HK$3,200/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,176/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,051
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,528
−HK$1,498/mo
Today · 4.125%
HK$58,026
baseline
▲ 0.50% · 4.625%
HK$61,084
+HK$3,058/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,052/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,732
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,528
−HK$1,825/mo
Today · 4.125%
HK$61,353
baseline
▲ 0.50% · 4.625%
HK$65,086
+HK$3,733/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$122,706/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,226
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,949
−HK$1,747/mo
Today · 4.125%
HK$67,696
baseline
▲ 0.50% · 4.625%
HK$71,265
+HK$3,569/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$135,392/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,227
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$76,536
−HK$2,346/mo
Today · 4.125%
HK$78,882
baseline
▲ 0.50% · 4.625%
HK$83,682
+HK$4,800/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$157,764/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,577
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$84,792
−HK$2,246/mo
Today · 4.125%
HK$87,038
baseline
▲ 0.50% · 4.625%
HK$91,626
+HK$4,588/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$174,076/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,169 · Scale 2, in force from 26 Feb 2026)