LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,238
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,521
−HK$1,303/mo
Today · 4.125%
HK$43,824
baseline
▲ 0.50% · 4.625%
HK$46,491
+HK$2,667/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,648/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,877
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,108
−HK$1,248/mo
Today · 4.125%
HK$48,356
baseline
▲ 0.50% · 4.625%
HK$50,905
+HK$2,549/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,712/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,486
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,025
−HK$1,564/mo
Today · 4.125%
HK$52,589
baseline
▲ 0.50% · 4.625%
HK$55,789
+HK$3,200/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,178/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,053
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,529
−HK$1,498/mo
Today · 4.125%
HK$58,027
baseline
▲ 0.50% · 4.625%
HK$61,086
+HK$3,059/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,054/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,734
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,530
−HK$1,824/mo
Today · 4.125%
HK$61,354
baseline
▲ 0.50% · 4.625%
HK$65,087
+HK$3,733/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$122,708/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,228
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,951
−HK$1,747/mo
Today · 4.125%
HK$67,698
baseline
▲ 0.50% · 4.625%
HK$71,267
+HK$3,569/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$135,396/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,229
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$76,538
−HK$2,346/mo
Today · 4.125%
HK$78,884
baseline
▲ 0.50% · 4.625%
HK$83,684
+HK$4,800/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$157,768/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,579
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$84,794
−HK$2,247/mo
Today · 4.125%
HK$87,041
baseline
▲ 0.50% · 4.625%
HK$91,629
+HK$4,588/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$174,082/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,188 · Scale 2, in force from 26 Feb 2026)