LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,241
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,523
−HK$1,304/mo
Today · 4.125%
HK$43,827
baseline
▲ 0.50% · 4.625%
HK$46,493
+HK$2,666/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,654/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,880
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,110
−HK$1,248/mo
Today · 4.125%
HK$48,358
baseline
▲ 0.50% · 4.625%
HK$50,907
+HK$2,549/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,716/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,489
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,028
−HK$1,564/mo
Today · 4.125%
HK$52,592
baseline
▲ 0.50% · 4.625%
HK$55,792
+HK$3,200/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,184/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,056
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,532
−HK$1,498/mo
Today · 4.125%
HK$58,030
baseline
▲ 0.50% · 4.625%
HK$61,089
+HK$3,059/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,060/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,737
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,533
−HK$1,824/mo
Today · 4.125%
HK$61,357
baseline
▲ 0.50% · 4.625%
HK$65,091
+HK$3,734/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$122,714/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,232
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,954
−HK$1,748/mo
Today · 4.125%
HK$67,702
baseline
▲ 0.50% · 4.625%
HK$71,270
+HK$3,568/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$135,404/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,233
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$76,542
−HK$2,346/mo
Today · 4.125%
HK$78,888
baseline
▲ 0.50% · 4.625%
HK$83,688
+HK$4,800/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$157,776/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,583
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$84,798
−HK$2,247/mo
Today · 4.125%
HK$87,045
baseline
▲ 0.50% · 4.625%
HK$91,633
+HK$4,588/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$174,090/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,223 · Scale 2, in force from 26 Feb 2026)