LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,241
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,524
−HK$1,303/mo
Today · 4.125%
HK$43,827
baseline
▲ 0.50% · 4.625%
HK$46,494
+HK$2,667/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,654/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,880
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,111
−HK$1,248/mo
Today · 4.125%
HK$48,359
baseline
▲ 0.50% · 4.625%
HK$50,908
+HK$2,549/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,718/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,489
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,029
−HK$1,564/mo
Today · 4.125%
HK$52,593
baseline
▲ 0.50% · 4.625%
HK$55,793
+HK$3,200/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,186/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,056
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,533
−HK$1,498/mo
Today · 4.125%
HK$58,031
baseline
▲ 0.50% · 4.625%
HK$61,090
+HK$3,059/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,062/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,738
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,534
−HK$1,824/mo
Today · 4.125%
HK$61,358
baseline
▲ 0.50% · 4.625%
HK$65,092
+HK$3,734/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$122,716/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,232
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,955
−HK$1,748/mo
Today · 4.125%
HK$67,703
baseline
▲ 0.50% · 4.625%
HK$71,271
+HK$3,568/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$135,406/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,234
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$76,543
−HK$2,346/mo
Today · 4.125%
HK$78,889
baseline
▲ 0.50% · 4.625%
HK$83,689
+HK$4,800/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$157,778/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,585
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$84,799
−HK$2,247/mo
Today · 4.125%
HK$87,046
baseline
▲ 0.50% · 4.625%
HK$91,635
+HK$4,589/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$174,092/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,232 · Scale 2, in force from 26 Feb 2026)