LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,243
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,525
−HK$1,304/mo
Today · 4.125%
HK$43,829
baseline
▲ 0.50% · 4.625%
HK$46,496
+HK$2,667/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,658/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,882
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,112
−HK$1,249/mo
Today · 4.125%
HK$48,361
baseline
▲ 0.50% · 4.625%
HK$50,910
+HK$2,549/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,722/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,491
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,030
−HK$1,565/mo
Today · 4.125%
HK$52,595
baseline
▲ 0.50% · 4.625%
HK$55,795
+HK$3,200/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$105,190/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,058
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,535
−HK$1,498/mo
Today · 4.125%
HK$58,033
baseline
▲ 0.50% · 4.625%
HK$61,092
+HK$3,059/mo
Deposit HK$7.23M · loan HK$10.85M · min. income ≈ HK$116,066/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,740
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,536
−HK$1,824/mo
Today · 4.125%
HK$61,360
baseline
▲ 0.50% · 4.625%
HK$65,094
+HK$3,734/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$122,720/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,235
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,957
−HK$1,748/mo
Today · 4.125%
HK$67,705
baseline
▲ 0.50% · 4.625%
HK$71,274
+HK$3,569/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$135,410/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,237
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$76,546
−HK$2,346/mo
Today · 4.125%
HK$78,892
baseline
▲ 0.50% · 4.625%
HK$83,692
+HK$4,800/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$157,784/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,587
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$84,802
−HK$2,247/mo
Today · 4.125%
HK$87,049
baseline
▲ 0.50% · 4.625%
HK$91,638
+HK$4,589/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$174,098/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,255 · Scale 2, in force from 26 Feb 2026)