LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,245
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,528
−HK$1,303/mo
Today · 4.125%
HK$43,831
baseline
▲ 0.50% · 4.625%
HK$46,498
+HK$2,667/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,662/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,884
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,115
−HK$1,248/mo
Today · 4.125%
HK$48,363
baseline
▲ 0.50% · 4.625%
HK$50,912
+HK$2,549/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,726/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,494
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,033
−HK$1,564/mo
Today · 4.125%
HK$52,597
baseline
▲ 0.50% · 4.625%
HK$55,798
+HK$3,201/mo
Deposit HK$7.24M · loan HK$10.85M · min. income ≈ HK$105,194/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,061
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,538
−HK$1,498/mo
Today · 4.125%
HK$58,036
baseline
▲ 0.50% · 4.625%
HK$61,095
+HK$3,059/mo
Deposit HK$7.24M · loan HK$10.85M · min. income ≈ HK$116,072/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,742
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,539
−HK$1,824/mo
Today · 4.125%
HK$61,363
baseline
▲ 0.50% · 4.625%
HK$65,097
+HK$3,734/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$122,726/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,238
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,961
−HK$1,747/mo
Today · 4.125%
HK$67,708
baseline
▲ 0.50% · 4.625%
HK$71,277
+HK$3,569/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$135,416/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,240
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$76,550
−HK$2,346/mo
Today · 4.125%
HK$78,896
baseline
▲ 0.50% · 4.625%
HK$83,696
+HK$4,800/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$157,792/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,592
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$84,807
−HK$2,247/mo
Today · 4.125%
HK$87,054
baseline
▲ 0.50% · 4.625%
HK$91,642
+HK$4,588/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$174,108/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,289 · Scale 2, in force from 26 Feb 2026)