LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,246
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,529
−HK$1,303/mo
Today · 4.125%
HK$43,832
baseline
▲ 0.50% · 4.625%
HK$46,499
+HK$2,667/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,664/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,886
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,116
−HK$1,249/mo
Today · 4.125%
HK$48,365
baseline
▲ 0.50% · 4.625%
HK$50,914
+HK$2,549/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,730/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,495
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,035
−HK$1,564/mo
Today · 4.125%
HK$52,599
baseline
▲ 0.50% · 4.625%
HK$55,799
+HK$3,200/mo
Deposit HK$7.24M · loan HK$10.85M · min. income ≈ HK$105,198/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,063
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,539
−HK$1,499/mo
Today · 4.125%
HK$58,038
baseline
▲ 0.50% · 4.625%
HK$61,097
+HK$3,059/mo
Deposit HK$7.24M · loan HK$10.85M · min. income ≈ HK$116,076/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,744
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,540
−HK$1,825/mo
Today · 4.125%
HK$61,365
baseline
▲ 0.50% · 4.625%
HK$65,099
+HK$3,734/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$122,730/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,240
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,963
−HK$1,748/mo
Today · 4.125%
HK$67,711
baseline
▲ 0.50% · 4.625%
HK$71,280
+HK$3,569/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$135,422/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$678,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,243
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$76,552
−HK$2,346/mo
Today · 4.125%
HK$78,898
baseline
▲ 0.50% · 4.625%
HK$83,699
+HK$4,801/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$157,796/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,594
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$84,809
−HK$2,247/mo
Today · 4.125%
HK$87,056
baseline
▲ 0.50% · 4.625%
HK$91,645
+HK$4,589/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$174,112/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,310 · Scale 2, in force from 26 Feb 2026)