LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,248
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,532
−HK$1,303/mo
Today · 4.125%
HK$43,835
baseline
▲ 0.50% · 4.625%
HK$46,502
+HK$2,667/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$87,670/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,889
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,119
−HK$1,249/mo
Today · 4.125%
HK$48,368
baseline
▲ 0.50% · 4.625%
HK$50,917
+HK$2,549/mo
Deposit HK$9.04M · loan HK$9.04M · min. income ≈ HK$96,736/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,498
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,038
−HK$1,564/mo
Today · 4.125%
HK$52,602
baseline
▲ 0.50% · 4.625%
HK$55,803
+HK$3,201/mo
Deposit HK$7.24M · loan HK$10.85M · min. income ≈ HK$105,204/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,066
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,543
−HK$1,498/mo
Today · 4.125%
HK$58,041
baseline
▲ 0.50% · 4.625%
HK$61,101
+HK$3,060/mo
Deposit HK$7.24M · loan HK$10.85M · min. income ≈ HK$116,082/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,748
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,544
−HK$1,825/mo
Today · 4.125%
HK$61,369
baseline
▲ 0.50% · 4.625%
HK$65,103
+HK$3,734/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$122,738/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,244
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,967
−HK$1,748/mo
Today · 4.125%
HK$67,715
baseline
▲ 0.50% · 4.625%
HK$71,284
+HK$3,569/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$135,430/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,247
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$76,557
−HK$2,346/mo
Today · 4.125%
HK$78,903
baseline
▲ 0.50% · 4.625%
HK$83,704
+HK$4,801/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$157,806/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,599
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,815
−HK$2,247/mo
Today · 4.125%
HK$87,062
baseline
▲ 0.50% · 4.625%
HK$91,651
+HK$4,589/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$174,124/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,353 · Scale 2, in force from 26 Feb 2026)