LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,252
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,536
−HK$1,303/mo
Today · 4.125%
HK$43,839
baseline
▲ 0.50% · 4.625%
HK$46,507
+HK$2,668/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,678/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,893
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,124
−HK$1,248/mo
Today · 4.125%
HK$48,372
baseline
▲ 0.50% · 4.625%
HK$50,922
+HK$2,550/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,744/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,503
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,043
−HK$1,564/mo
Today · 4.125%
HK$52,607
baseline
▲ 0.50% · 4.625%
HK$55,808
+HK$3,201/mo
Deposit HK$7.24M · loan HK$10.85M · min. income ≈ HK$105,214/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,071
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,548
−HK$1,499/mo
Today · 4.125%
HK$58,047
baseline
▲ 0.50% · 4.625%
HK$61,107
+HK$3,060/mo
Deposit HK$7.24M · loan HK$10.85M · min. income ≈ HK$116,094/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$678,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,753
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,550
−HK$1,825/mo
Today · 4.125%
HK$61,375
baseline
▲ 0.50% · 4.625%
HK$65,110
+HK$3,735/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$122,750/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,250
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,973
−HK$1,748/mo
Today · 4.125%
HK$67,721
baseline
▲ 0.50% · 4.625%
HK$71,291
+HK$3,570/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$135,442/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,254
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,564
−HK$2,347/mo
Today · 4.125%
HK$78,911
baseline
▲ 0.50% · 4.625%
HK$83,712
+HK$4,801/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$157,822/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,607
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,823
−HK$2,247/mo
Today · 4.125%
HK$87,070
baseline
▲ 0.50% · 4.625%
HK$91,660
+HK$4,590/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$174,140/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,418 · Scale 2, in force from 26 Feb 2026)