LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,254
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,538
−HK$1,303/mo
Today · 4.125%
HK$43,841
baseline
▲ 0.50% · 4.625%
HK$46,509
+HK$2,668/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,682/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,895
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,126
−HK$1,249/mo
Today · 4.125%
HK$48,375
baseline
▲ 0.50% · 4.625%
HK$50,924
+HK$2,549/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,750/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,505
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,045
−HK$1,565/mo
Today · 4.125%
HK$52,610
baseline
▲ 0.50% · 4.625%
HK$55,811
+HK$3,201/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,220/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,074
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,551
−HK$1,498/mo
Today · 4.125%
HK$58,049
baseline
▲ 0.50% · 4.625%
HK$61,109
+HK$3,060/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,098/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,756
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,553
−HK$1,825/mo
Today · 4.125%
HK$61,378
baseline
▲ 0.50% · 4.625%
HK$65,113
+HK$3,735/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$122,756/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,253
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,976
−HK$1,748/mo
Today · 4.125%
HK$67,724
baseline
▲ 0.50% · 4.625%
HK$71,294
+HK$3,570/mo
Deposit HK$5.43M · loan HK$12.66M · min. income ≈ HK$135,448/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,258
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$76,568
−HK$2,346/mo
Today · 4.125%
HK$78,914
baseline
▲ 0.50% · 4.625%
HK$83,716
+HK$4,802/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$157,828/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,611
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,827
−HK$2,247/mo
Today · 4.125%
HK$87,074
baseline
▲ 0.50% · 4.625%
HK$91,664
+HK$4,590/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$174,148/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,449 · Scale 2, in force from 26 Feb 2026)