LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,257
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,540
−HK$1,304/mo
Today · 4.125%
HK$43,844
baseline
▲ 0.50% · 4.625%
HK$46,512
+HK$2,668/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,688/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,898
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,128
−HK$1,249/mo
Today · 4.125%
HK$48,377
baseline
▲ 0.50% · 4.625%
HK$50,927
+HK$2,550/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,754/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$678,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,508
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,048
−HK$1,564/mo
Today · 4.125%
HK$52,612
baseline
▲ 0.50% · 4.625%
HK$55,814
+HK$3,202/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,224/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,077
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,554
−HK$1,499/mo
Today · 4.125%
HK$58,053
baseline
▲ 0.50% · 4.625%
HK$61,113
+HK$3,060/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,106/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,759
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,556
−HK$1,825/mo
Today · 4.125%
HK$61,381
baseline
▲ 0.50% · 4.625%
HK$65,116
+HK$3,735/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,762/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,257
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,980
−HK$1,748/mo
Today · 4.125%
HK$67,728
baseline
▲ 0.50% · 4.625%
HK$71,298
+HK$3,570/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,456/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,262
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,572
−HK$2,347/mo
Today · 4.125%
HK$78,919
baseline
▲ 0.50% · 4.625%
HK$83,721
+HK$4,802/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$157,838/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,616
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,831
−HK$2,248/mo
Today · 4.125%
HK$87,079
baseline
▲ 0.50% · 4.625%
HK$91,669
+HK$4,590/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$174,158/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,486 · Scale 2, in force from 26 Feb 2026)