LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,257
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,541
−HK$1,304/mo
Today · 4.125%
HK$43,845
baseline
▲ 0.50% · 4.625%
HK$46,512
+HK$2,667/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,690/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,898
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,129
−HK$1,249/mo
Today · 4.125%
HK$48,378
baseline
▲ 0.50% · 4.625%
HK$50,928
+HK$2,550/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,756/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,509
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,049
−HK$1,565/mo
Today · 4.125%
HK$52,614
baseline
▲ 0.50% · 4.625%
HK$55,815
+HK$3,201/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,228/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,078
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,555
−HK$1,499/mo
Today · 4.125%
HK$58,054
baseline
▲ 0.50% · 4.625%
HK$61,114
+HK$3,060/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,108/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,760
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,557
−HK$1,825/mo
Today · 4.125%
HK$61,382
baseline
▲ 0.50% · 4.625%
HK$65,117
+HK$3,735/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,764/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,258
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,981
−HK$1,749/mo
Today · 4.125%
HK$67,730
baseline
▲ 0.50% · 4.625%
HK$71,300
+HK$3,570/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,460/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,263
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,573
−HK$2,347/mo
Today · 4.125%
HK$78,920
baseline
▲ 0.50% · 4.625%
HK$83,722
+HK$4,802/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$157,840/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,617
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,833
−HK$2,248/mo
Today · 4.125%
HK$87,081
baseline
▲ 0.50% · 4.625%
HK$91,671
+HK$4,590/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$174,162/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,500 · Scale 2, in force from 26 Feb 2026)