LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,259
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,542
−HK$1,304/mo
Today · 4.125%
HK$43,846
baseline
▲ 0.50% · 4.625%
HK$46,514
+HK$2,668/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,692/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,900
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,131
−HK$1,249/mo
Today · 4.125%
HK$48,380
baseline
▲ 0.50% · 4.625%
HK$50,930
+HK$2,550/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,760/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,511
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,051
−HK$1,564/mo
Today · 4.125%
HK$52,615
baseline
▲ 0.50% · 4.625%
HK$55,817
+HK$3,202/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,230/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,080
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,557
−HK$1,499/mo
Today · 4.125%
HK$58,056
baseline
▲ 0.50% · 4.625%
HK$61,116
+HK$3,060/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,112/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,762
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,559
−HK$1,826/mo
Today · 4.125%
HK$61,385
baseline
▲ 0.50% · 4.625%
HK$65,120
+HK$3,735/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,770/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,260
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,983
−HK$1,749/mo
Today · 4.125%
HK$67,732
baseline
▲ 0.50% · 4.625%
HK$71,302
+HK$3,570/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,464/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,266
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,576
−HK$2,347/mo
Today · 4.125%
HK$78,923
baseline
▲ 0.50% · 4.625%
HK$83,725
+HK$4,802/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$157,846/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,620
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,836
−HK$2,248/mo
Today · 4.125%
HK$87,084
baseline
▲ 0.50% · 4.625%
HK$91,674
+HK$4,590/mo
Deposit HK$1.81M · loan HK$16.28M · min. income ≈ HK$174,168/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,523 · Scale 2, in force from 26 Feb 2026)