LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,262
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,546
−HK$1,304/mo
Today · 4.125%
HK$43,850
baseline
▲ 0.50% · 4.625%
HK$46,518
+HK$2,668/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,700/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,904
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,135
−HK$1,249/mo
Today · 4.125%
HK$48,384
baseline
▲ 0.50% · 4.625%
HK$50,934
+HK$2,550/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,768/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,515
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,055
−HK$1,565/mo
Today · 4.125%
HK$52,620
baseline
▲ 0.50% · 4.625%
HK$55,822
+HK$3,202/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,240/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,085
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,562
−HK$1,499/mo
Today · 4.125%
HK$58,061
baseline
▲ 0.50% · 4.625%
HK$61,121
+HK$3,060/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,122/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,767
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,564
−HK$1,826/mo
Today · 4.125%
HK$61,390
baseline
▲ 0.50% · 4.625%
HK$65,125
+HK$3,735/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,780/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,266
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,989
−HK$1,749/mo
Today · 4.125%
HK$67,738
baseline
▲ 0.50% · 4.625%
HK$71,308
+HK$3,570/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,476/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,272
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$76,583
−HK$2,347/mo
Today · 4.125%
HK$78,930
baseline
▲ 0.50% · 4.625%
HK$83,732
+HK$4,802/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$157,860/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,627
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,843
−HK$2,248/mo
Today · 4.125%
HK$87,091
baseline
▲ 0.50% · 4.625%
HK$91,682
+HK$4,591/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$174,182/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,581 · Scale 2, in force from 26 Feb 2026)