LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,265
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,548
−HK$1,304/mo
Today · 4.125%
HK$43,852
baseline
▲ 0.50% · 4.625%
HK$46,521
+HK$2,669/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,704/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,906
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,138
−HK$1,249/mo
Today · 4.125%
HK$48,387
baseline
▲ 0.50% · 4.625%
HK$50,937
+HK$2,550/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,774/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,517
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,058
−HK$1,565/mo
Today · 4.125%
HK$52,623
baseline
▲ 0.50% · 4.625%
HK$55,825
+HK$3,202/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,246/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,088
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,565
−HK$1,499/mo
Today · 4.125%
HK$58,064
baseline
▲ 0.50% · 4.625%
HK$61,125
+HK$3,061/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,128/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,770
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,567
−HK$1,826/mo
Today · 4.125%
HK$61,393
baseline
▲ 0.50% · 4.625%
HK$65,129
+HK$3,736/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,786/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,269
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,993
−HK$1,748/mo
Today · 4.125%
HK$67,741
baseline
▲ 0.50% · 4.625%
HK$71,312
+HK$3,571/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,482/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,276
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$76,587
−HK$2,347/mo
Today · 4.125%
HK$78,934
baseline
▲ 0.50% · 4.625%
HK$83,737
+HK$4,803/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$157,868/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,632
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,848
−HK$2,248/mo
Today · 4.125%
HK$87,096
baseline
▲ 0.50% · 4.625%
HK$91,687
+HK$4,591/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$174,192/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,617 · Scale 2, in force from 26 Feb 2026)