LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,266
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,550
−HK$1,304/mo
Today · 4.125%
HK$43,854
baseline
▲ 0.50% · 4.625%
HK$46,523
+HK$2,669/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,708/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,908
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,140
−HK$1,249/mo
Today · 4.125%
HK$48,389
baseline
▲ 0.50% · 4.625%
HK$50,939
+HK$2,550/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,778/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,520
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,060
−HK$1,565/mo
Today · 4.125%
HK$52,625
baseline
▲ 0.50% · 4.625%
HK$55,827
+HK$3,202/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,250/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,090
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,568
−HK$1,498/mo
Today · 4.125%
HK$58,066
baseline
▲ 0.50% · 4.625%
HK$61,127
+HK$3,061/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,132/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,773
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,570
−HK$1,826/mo
Today · 4.125%
HK$61,396
baseline
▲ 0.50% · 4.625%
HK$65,132
+HK$3,736/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,792/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,272
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,995
−HK$1,749/mo
Today · 4.125%
HK$67,744
baseline
▲ 0.50% · 4.625%
HK$71,315
+HK$3,571/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,488/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,279
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$76,590
−HK$2,347/mo
Today · 4.125%
HK$78,937
baseline
▲ 0.50% · 4.625%
HK$83,741
+HK$4,804/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$157,874/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,635
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$84,851
−HK$2,249/mo
Today · 4.125%
HK$87,100
baseline
▲ 0.50% · 4.625%
HK$91,691
+HK$4,591/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$174,200/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,647 · Scale 2, in force from 26 Feb 2026)