LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,268
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,551
−HK$1,305/mo
Today · 4.125%
HK$43,856
baseline
▲ 0.50% · 4.625%
HK$46,524
+HK$2,668/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,712/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,910
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,141
−HK$1,249/mo
Today · 4.125%
HK$48,390
baseline
▲ 0.50% · 4.625%
HK$50,941
+HK$2,551/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,780/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,521
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,062
−HK$1,565/mo
Today · 4.125%
HK$52,627
baseline
▲ 0.50% · 4.625%
HK$55,829
+HK$3,202/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,254/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,092
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,570
−HK$1,498/mo
Today · 4.125%
HK$58,068
baseline
▲ 0.50% · 4.625%
HK$61,129
+HK$3,061/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,136/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,775
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,572
−HK$1,826/mo
Today · 4.125%
HK$61,398
baseline
▲ 0.50% · 4.625%
HK$65,134
+HK$3,736/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,796/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,274
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,998
−HK$1,748/mo
Today · 4.125%
HK$67,746
baseline
▲ 0.50% · 4.625%
HK$71,317
+HK$3,571/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,492/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,282
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$76,593
−HK$2,347/mo
Today · 4.125%
HK$78,940
baseline
▲ 0.50% · 4.625%
HK$83,743
+HK$4,803/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$157,880/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,638
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$84,854
−HK$2,249/mo
Today · 4.125%
HK$87,103
baseline
▲ 0.50% · 4.625%
HK$91,694
+HK$4,591/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$174,206/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,670 · Scale 2, in force from 26 Feb 2026)