LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,272
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,556
−HK$1,304/mo
Today · 4.125%
HK$43,860
baseline
▲ 0.50% · 4.625%
HK$46,529
+HK$2,669/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,720/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,915
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,146
−HK$1,250/mo
Today · 4.125%
HK$48,396
baseline
▲ 0.50% · 4.625%
HK$50,947
+HK$2,551/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,792/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,527
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,067
−HK$1,565/mo
Today · 4.125%
HK$52,632
baseline
▲ 0.50% · 4.625%
HK$55,835
+HK$3,203/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,264/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,098
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,576
−HK$1,499/mo
Today · 4.125%
HK$58,075
baseline
▲ 0.50% · 4.625%
HK$61,136
+HK$3,061/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,150/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,781
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,578
−HK$1,826/mo
Today · 4.125%
HK$61,404
baseline
▲ 0.50% · 4.625%
HK$65,141
+HK$3,737/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,808/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,281
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$66,005
−HK$1,749/mo
Today · 4.125%
HK$67,754
baseline
▲ 0.50% · 4.625%
HK$71,325
+HK$3,571/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,508/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,290
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$76,601
−HK$2,348/mo
Today · 4.125%
HK$78,949
baseline
▲ 0.50% · 4.625%
HK$83,752
+HK$4,803/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$157,898/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,647
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$84,863
−HK$2,249/mo
Today · 4.125%
HK$87,112
baseline
▲ 0.50% · 4.625%
HK$91,704
+HK$4,592/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$174,224/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,743 · Scale 2, in force from 26 Feb 2026)