LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,274
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,557
−HK$1,305/mo
Today · 4.125%
HK$43,862
baseline
▲ 0.50% · 4.625%
HK$46,531
+HK$2,669/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,724/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,916
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,148
−HK$1,249/mo
Today · 4.125%
HK$48,397
baseline
▲ 0.50% · 4.625%
HK$50,948
+HK$2,551/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,794/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,528
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,069
−HK$1,565/mo
Today · 4.125%
HK$52,634
baseline
▲ 0.50% · 4.625%
HK$55,837
+HK$3,203/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,268/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,100
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,577
−HK$1,500/mo
Today · 4.125%
HK$58,077
baseline
▲ 0.50% · 4.625%
HK$61,138
+HK$3,061/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,154/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,783
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$59,580
−HK$1,827/mo
Today · 4.125%
HK$61,407
baseline
▲ 0.50% · 4.625%
HK$65,143
+HK$3,736/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,814/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,283
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$66,007
−HK$1,749/mo
Today · 4.125%
HK$67,756
baseline
▲ 0.50% · 4.625%
HK$71,328
+HK$3,572/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,512/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,292
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$76,603
−HK$2,348/mo
Today · 4.125%
HK$78,951
baseline
▲ 0.50% · 4.625%
HK$83,755
+HK$4,804/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$157,902/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,650
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$84,866
−HK$2,249/mo
Today · 4.125%
HK$87,115
baseline
▲ 0.50% · 4.625%
HK$91,707
+HK$4,592/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$174,230/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,766 · Scale 2, in force from 26 Feb 2026)