LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,275
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,559
−HK$1,305/mo
Today · 4.125%
HK$43,864
baseline
▲ 0.50% · 4.625%
HK$46,533
+HK$2,669/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,728/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,919
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,150
−HK$1,249/mo
Today · 4.125%
HK$48,399
baseline
▲ 0.50% · 4.625%
HK$50,951
+HK$2,552/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,798/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,531
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,071
−HK$1,566/mo
Today · 4.125%
HK$52,637
baseline
▲ 0.50% · 4.625%
HK$55,839
+HK$3,202/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,274/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,102
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,580
−HK$1,499/mo
Today · 4.125%
HK$58,079
baseline
▲ 0.50% · 4.625%
HK$61,141
+HK$3,062/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,158/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,786
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,583
−HK$1,826/mo
Today · 4.125%
HK$61,409
baseline
▲ 0.50% · 4.625%
HK$65,146
+HK$3,737/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,818/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,286
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$66,010
−HK$1,749/mo
Today · 4.125%
HK$67,759
baseline
▲ 0.50% · 4.625%
HK$71,331
+HK$3,572/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,518/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,296
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$76,607
−HK$2,348/mo
Today · 4.125%
HK$78,955
baseline
▲ 0.50% · 4.625%
HK$83,759
+HK$4,804/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$157,910/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,653
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$84,870
−HK$2,249/mo
Today · 4.125%
HK$87,119
baseline
▲ 0.50% · 4.625%
HK$91,711
+HK$4,592/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$174,238/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,797 · Scale 2, in force from 26 Feb 2026)