LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,282
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,566
−HK$1,305/mo
Today · 4.125%
HK$43,871
baseline
▲ 0.50% · 4.625%
HK$46,540
+HK$2,669/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,742/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,926
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,158
−HK$1,249/mo
Today · 4.125%
HK$48,407
baseline
▲ 0.50% · 4.625%
HK$50,959
+HK$2,552/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,814/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,539
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,080
−HK$1,565/mo
Today · 4.125%
HK$52,645
baseline
▲ 0.50% · 4.625%
HK$55,848
+HK$3,203/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,290/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,111
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,589
−HK$1,500/mo
Today · 4.125%
HK$58,089
baseline
▲ 0.50% · 4.625%
HK$61,151
+HK$3,062/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,178/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,795
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$59,593
−HK$1,826/mo
Today · 4.125%
HK$61,419
baseline
▲ 0.50% · 4.625%
HK$65,157
+HK$3,738/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,838/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,296
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,021
−HK$1,749/mo
Today · 4.125%
HK$67,770
baseline
▲ 0.50% · 4.625%
HK$71,342
+HK$3,572/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,540/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,308
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$76,619
−HK$2,349/mo
Today · 4.125%
HK$78,968
baseline
▲ 0.50% · 4.625%
HK$83,773
+HK$4,805/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$157,936/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,667
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$84,884
−HK$2,249/mo
Today · 4.125%
HK$87,133
baseline
▲ 0.50% · 4.625%
HK$91,726
+HK$4,593/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$174,266/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,908 · Scale 2, in force from 26 Feb 2026)