LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,283
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,567
−HK$1,305/mo
Today · 4.125%
HK$43,872
baseline
▲ 0.50% · 4.625%
HK$46,542
+HK$2,670/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,744/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,927
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,159
−HK$1,250/mo
Today · 4.125%
HK$48,409
baseline
▲ 0.50% · 4.625%
HK$50,960
+HK$2,551/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,818/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,540
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,081
−HK$1,566/mo
Today · 4.125%
HK$52,647
baseline
▲ 0.50% · 4.625%
HK$55,850
+HK$3,203/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,294/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,113
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,591
−HK$1,499/mo
Today · 4.125%
HK$58,090
baseline
▲ 0.50% · 4.625%
HK$61,152
+HK$3,062/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,180/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,797
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$59,594
−HK$1,827/mo
Today · 4.125%
HK$61,421
baseline
▲ 0.50% · 4.625%
HK$65,158
+HK$3,737/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,842/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,298
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,023
−HK$1,749/mo
Today · 4.125%
HK$67,772
baseline
▲ 0.50% · 4.625%
HK$71,344
+HK$3,572/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,544/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,310
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$76,621
−HK$2,349/mo
Today · 4.125%
HK$78,970
baseline
▲ 0.50% · 4.625%
HK$83,775
+HK$4,805/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$157,940/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,669
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$84,886
−HK$2,249/mo
Today · 4.125%
HK$87,135
baseline
▲ 0.50% · 4.625%
HK$91,729
+HK$4,594/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$174,270/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,926 · Scale 2, in force from 26 Feb 2026)