LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,284
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,568
−HK$1,305/mo
Today · 4.125%
HK$43,873
baseline
▲ 0.50% · 4.625%
HK$46,543
+HK$2,670/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,746/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,928
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,160
−HK$1,249/mo
Today · 4.125%
HK$48,409
baseline
▲ 0.50% · 4.625%
HK$50,961
+HK$2,552/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,818/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,541
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,082
−HK$1,566/mo
Today · 4.125%
HK$52,648
baseline
▲ 0.50% · 4.625%
HK$55,851
+HK$3,203/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,296/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,114
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,592
−HK$1,499/mo
Today · 4.125%
HK$58,091
baseline
▲ 0.50% · 4.625%
HK$61,153
+HK$3,062/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,182/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,798
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$59,596
−HK$1,826/mo
Today · 4.125%
HK$61,422
baseline
▲ 0.50% · 4.625%
HK$65,160
+HK$3,738/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,844/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,299
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,024
−HK$1,749/mo
Today · 4.125%
HK$67,773
baseline
▲ 0.50% · 4.625%
HK$71,346
+HK$3,573/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,546/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,311
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$76,623
−HK$2,348/mo
Today · 4.125%
HK$78,971
baseline
▲ 0.50% · 4.625%
HK$83,777
+HK$4,806/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$157,942/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,671
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$84,888
−HK$2,249/mo
Today · 4.125%
HK$87,137
baseline
▲ 0.50% · 4.625%
HK$91,730
+HK$4,593/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$174,274/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,939 · Scale 2, in force from 26 Feb 2026)