LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,284
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,569
−HK$1,304/mo
Today · 4.125%
HK$43,873
baseline
▲ 0.50% · 4.625%
HK$46,543
+HK$2,670/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,746/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,929
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,160
−HK$1,250/mo
Today · 4.125%
HK$48,410
baseline
▲ 0.50% · 4.625%
HK$50,962
+HK$2,552/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,820/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,541
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,082
−HK$1,566/mo
Today · 4.125%
HK$52,648
baseline
▲ 0.50% · 4.625%
HK$55,851
+HK$3,203/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,296/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,114
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,592
−HK$1,500/mo
Today · 4.125%
HK$58,092
baseline
▲ 0.50% · 4.625%
HK$61,154
+HK$3,062/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,184/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,798
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,596
−HK$1,827/mo
Today · 4.125%
HK$61,423
baseline
▲ 0.50% · 4.625%
HK$65,160
+HK$3,737/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,846/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,300
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,024
−HK$1,750/mo
Today · 4.125%
HK$67,774
baseline
▲ 0.50% · 4.625%
HK$71,346
+HK$3,572/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,548/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,312
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$76,623
−HK$2,349/mo
Today · 4.125%
HK$78,972
baseline
▲ 0.50% · 4.625%
HK$83,777
+HK$4,805/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$157,944/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,671
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$84,889
−HK$2,249/mo
Today · 4.125%
HK$87,138
baseline
▲ 0.50% · 4.625%
HK$91,731
+HK$4,593/mo
Deposit HK$1.81M · loan HK$16.29M · min. income ≈ HK$174,276/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,944 · Scale 2, in force from 26 Feb 2026)