LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,286
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,570
−HK$1,305/mo
Today · 4.125%
HK$43,875
baseline
▲ 0.50% · 4.625%
HK$46,545
+HK$2,670/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,750/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,930
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,162
−HK$1,250/mo
Today · 4.125%
HK$48,412
baseline
▲ 0.50% · 4.625%
HK$50,963
+HK$2,551/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,824/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,543
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,084
−HK$1,566/mo
Today · 4.125%
HK$52,650
baseline
▲ 0.50% · 4.625%
HK$55,853
+HK$3,203/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,300/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,116
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,594
−HK$1,500/mo
Today · 4.125%
HK$58,094
baseline
▲ 0.50% · 4.625%
HK$61,156
+HK$3,062/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,188/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,800
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,598
−HK$1,827/mo
Today · 4.125%
HK$61,425
baseline
▲ 0.50% · 4.625%
HK$65,162
+HK$3,737/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,850/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,302
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,027
−HK$1,749/mo
Today · 4.125%
HK$67,776
baseline
▲ 0.50% · 4.625%
HK$71,349
+HK$3,573/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,552/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,315
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$76,626
−HK$2,349/mo
Today · 4.125%
HK$78,975
baseline
▲ 0.50% · 4.625%
HK$83,780
+HK$4,805/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$157,950/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,674
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$84,891
−HK$2,250/mo
Today · 4.125%
HK$87,141
baseline
▲ 0.50% · 4.625%
HK$91,734
+HK$4,593/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,282/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,968 · Scale 2, in force from 26 Feb 2026)