LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,287
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,571
−HK$1,305/mo
Today · 4.125%
HK$43,876
baseline
▲ 0.50% · 4.625%
HK$46,546
+HK$2,670/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,752/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,931
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,163
−HK$1,250/mo
Today · 4.125%
HK$48,413
baseline
▲ 0.50% · 4.625%
HK$50,965
+HK$2,552/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,826/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$678,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,544
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,086
−HK$1,565/mo
Today · 4.125%
HK$52,651
baseline
▲ 0.50% · 4.625%
HK$55,855
+HK$3,204/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,302/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,118
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,596
−HK$1,500/mo
Today · 4.125%
HK$58,096
baseline
▲ 0.50% · 4.625%
HK$61,158
+HK$3,062/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,192/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$678,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,802
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,600
−HK$1,827/mo
Today · 4.125%
HK$61,427
baseline
▲ 0.50% · 4.625%
HK$65,164
+HK$3,737/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,854/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,304
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,029
−HK$1,749/mo
Today · 4.125%
HK$67,778
baseline
▲ 0.50% · 4.625%
HK$71,351
+HK$3,573/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,556/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$678,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,317
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$76,628
−HK$2,349/mo
Today · 4.125%
HK$78,977
baseline
▲ 0.50% · 4.625%
HK$83,783
+HK$4,806/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$157,954/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,677
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$84,894
−HK$2,249/mo
Today · 4.125%
HK$87,143
baseline
▲ 0.50% · 4.625%
HK$91,737
+HK$4,594/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,286/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$678,987 · Scale 2, in force from 26 Feb 2026)