LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,288
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,573
−HK$1,304/mo
Today · 4.125%
HK$43,877
baseline
▲ 0.50% · 4.625%
HK$46,547
+HK$2,670/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,754/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,933
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,165
−HK$1,249/mo
Today · 4.125%
HK$48,414
baseline
▲ 0.50% · 4.625%
HK$50,966
+HK$2,552/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,828/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,546
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,087
−HK$1,566/mo
Today · 4.125%
HK$52,653
baseline
▲ 0.50% · 4.625%
HK$55,857
+HK$3,204/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,306/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,119
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,598
−HK$1,499/mo
Today · 4.125%
HK$58,097
baseline
▲ 0.50% · 4.625%
HK$61,160
+HK$3,063/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,194/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,804
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$59,602
−HK$1,826/mo
Today · 4.125%
HK$61,428
baseline
▲ 0.50% · 4.625%
HK$65,166
+HK$3,738/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,856/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,306
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,031
−HK$1,749/mo
Today · 4.125%
HK$67,780
baseline
▲ 0.50% · 4.625%
HK$71,353
+HK$3,573/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,560/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,319
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$76,631
−HK$2,348/mo
Today · 4.125%
HK$78,979
baseline
▲ 0.50% · 4.625%
HK$83,785
+HK$4,806/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$157,958/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,679
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$84,896
−HK$2,250/mo
Today · 4.125%
HK$87,146
baseline
▲ 0.50% · 4.625%
HK$91,739
+HK$4,593/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,292/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,007 · Scale 2, in force from 26 Feb 2026)