LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,289
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,573
−HK$1,305/mo
Today · 4.125%
HK$43,878
baseline
▲ 0.50% · 4.625%
HK$46,548
+HK$2,670/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,756/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,933
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,165
−HK$1,250/mo
Today · 4.125%
HK$48,415
baseline
▲ 0.50% · 4.625%
HK$50,967
+HK$2,552/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,830/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,546
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,088
−HK$1,565/mo
Today · 4.125%
HK$52,653
baseline
▲ 0.50% · 4.625%
HK$55,857
+HK$3,204/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,306/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,120
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,598
−HK$1,500/mo
Today · 4.125%
HK$58,098
baseline
▲ 0.50% · 4.625%
HK$61,160
+HK$3,062/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,196/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,804
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,602
−HK$1,827/mo
Today · 4.125%
HK$61,429
baseline
▲ 0.50% · 4.625%
HK$65,167
+HK$3,738/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$122,858/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,307
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,031
−HK$1,750/mo
Today · 4.125%
HK$67,781
baseline
▲ 0.50% · 4.625%
HK$71,354
+HK$3,573/mo
Deposit HK$5.43M · loan HK$12.67M · min. income ≈ HK$135,562/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,320
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$76,631
−HK$2,349/mo
Today · 4.125%
HK$78,980
baseline
▲ 0.50% · 4.625%
HK$83,786
+HK$4,806/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$157,960/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,680
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$84,897
−HK$2,250/mo
Today · 4.125%
HK$87,147
baseline
▲ 0.50% · 4.625%
HK$91,740
+HK$4,593/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,294/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,015 · Scale 2, in force from 26 Feb 2026)