LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,291
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,575
−HK$1,305/mo
Today · 4.125%
HK$43,880
baseline
▲ 0.50% · 4.625%
HK$46,550
+HK$2,670/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,760/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,936
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,168
−HK$1,250/mo
Today · 4.125%
HK$48,418
baseline
▲ 0.50% · 4.625%
HK$50,970
+HK$2,552/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,836/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,549
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,090
−HK$1,566/mo
Today · 4.125%
HK$52,656
baseline
▲ 0.50% · 4.625%
HK$55,860
+HK$3,204/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$105,312/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,123
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,601
−HK$1,500/mo
Today · 4.125%
HK$58,101
baseline
▲ 0.50% · 4.625%
HK$61,164
+HK$3,063/mo
Deposit HK$7.24M · loan HK$10.86M · min. income ≈ HK$116,202/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,807
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,606
−HK$1,826/mo
Today · 4.125%
HK$61,432
baseline
▲ 0.50% · 4.625%
HK$65,170
+HK$3,738/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,864/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,310
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,035
−HK$1,750/mo
Today · 4.125%
HK$67,785
baseline
▲ 0.50% · 4.625%
HK$71,358
+HK$3,573/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,570/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,324
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$76,636
−HK$2,349/mo
Today · 4.125%
HK$78,985
baseline
▲ 0.50% · 4.625%
HK$83,791
+HK$4,806/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$157,970/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,684
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,902
−HK$2,250/mo
Today · 4.125%
HK$87,152
baseline
▲ 0.50% · 4.625%
HK$91,746
+HK$4,594/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,304/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,052 · Scale 2, in force from 26 Feb 2026)