LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,294
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,578
−HK$1,305/mo
Today · 4.125%
HK$43,883
baseline
▲ 0.50% · 4.625%
HK$46,553
+HK$2,670/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,766/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,939
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,171
−HK$1,250/mo
Today · 4.125%
HK$48,421
baseline
▲ 0.50% · 4.625%
HK$50,973
+HK$2,552/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,842/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,553
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,094
−HK$1,566/mo
Today · 4.125%
HK$52,660
baseline
▲ 0.50% · 4.625%
HK$55,864
+HK$3,204/mo
Deposit HK$7.24M · loan HK$10.87M · min. income ≈ HK$105,320/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,127
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,605
−HK$1,500/mo
Today · 4.125%
HK$58,105
baseline
▲ 0.50% · 4.625%
HK$61,168
+HK$3,063/mo
Deposit HK$7.24M · loan HK$10.87M · min. income ≈ HK$116,210/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,811
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,610
−HK$1,827/mo
Today · 4.125%
HK$61,437
baseline
▲ 0.50% · 4.625%
HK$65,175
+HK$3,738/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,874/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,314
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,039
−HK$1,750/mo
Today · 4.125%
HK$67,789
baseline
▲ 0.50% · 4.625%
HK$71,362
+HK$3,573/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,578/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,329
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$76,641
−HK$2,349/mo
Today · 4.125%
HK$78,990
baseline
▲ 0.50% · 4.625%
HK$83,796
+HK$4,806/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$157,980/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,690
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$84,908
−HK$2,249/mo
Today · 4.125%
HK$87,157
baseline
▲ 0.50% · 4.625%
HK$91,752
+HK$4,595/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,314/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,098 · Scale 2, in force from 26 Feb 2026)