LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,295
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,579
−HK$1,305/mo
Today · 4.125%
HK$43,884
baseline
▲ 0.50% · 4.625%
HK$46,555
+HK$2,671/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,768/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,940
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,172
−HK$1,250/mo
Today · 4.125%
HK$48,422
baseline
▲ 0.50% · 4.625%
HK$50,974
+HK$2,552/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,844/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,554
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,095
−HK$1,566/mo
Today · 4.125%
HK$52,661
baseline
▲ 0.50% · 4.625%
HK$55,865
+HK$3,204/mo
Deposit HK$7.24M · loan HK$10.87M · min. income ≈ HK$105,322/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,128
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,607
−HK$1,499/mo
Today · 4.125%
HK$58,106
baseline
▲ 0.50% · 4.625%
HK$61,169
+HK$3,063/mo
Deposit HK$7.24M · loan HK$10.87M · min. income ≈ HK$116,212/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,813
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,611
−HK$1,827/mo
Today · 4.125%
HK$61,438
baseline
▲ 0.50% · 4.625%
HK$65,176
+HK$3,738/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,876/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,316
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,041
−HK$1,750/mo
Today · 4.125%
HK$67,791
baseline
▲ 0.50% · 4.625%
HK$71,364
+HK$3,573/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,582/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,331
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$76,643
−HK$2,349/mo
Today · 4.125%
HK$78,992
baseline
▲ 0.50% · 4.625%
HK$83,798
+HK$4,806/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$157,984/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,692
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,910
−HK$2,250/mo
Today · 4.125%
HK$87,160
baseline
▲ 0.50% · 4.625%
HK$91,754
+HK$4,594/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,320/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,114 · Scale 2, in force from 26 Feb 2026)