LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,295
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,580
−HK$1,305/mo
Today · 4.125%
HK$43,885
baseline
▲ 0.50% · 4.625%
HK$46,555
+HK$2,670/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$87,770/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,941
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,173
−HK$1,250/mo
Today · 4.125%
HK$48,423
baseline
▲ 0.50% · 4.625%
HK$50,975
+HK$2,552/mo
Deposit HK$9.05M · loan HK$9.05M · min. income ≈ HK$96,846/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$679,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,554
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,096
−HK$1,566/mo
Today · 4.125%
HK$52,662
baseline
▲ 0.50% · 4.625%
HK$55,866
+HK$3,204/mo
Deposit HK$7.24M · loan HK$10.87M · min. income ≈ HK$105,324/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,129
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,607
−HK$1,500/mo
Today · 4.125%
HK$58,107
baseline
▲ 0.50% · 4.625%
HK$61,170
+HK$3,063/mo
Deposit HK$7.24M · loan HK$10.87M · min. income ≈ HK$116,214/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$679,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,814
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,612
−HK$1,827/mo
Today · 4.125%
HK$61,439
baseline
▲ 0.50% · 4.625%
HK$65,177
+HK$3,738/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,878/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,317
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,042
−HK$1,750/mo
Today · 4.125%
HK$67,792
baseline
▲ 0.50% · 4.625%
HK$71,365
+HK$3,573/mo
Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$135,584/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,332
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$76,644
−HK$2,349/mo
Today · 4.125%
HK$78,993
baseline
▲ 0.50% · 4.625%
HK$83,799
+HK$4,806/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$157,986/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,693
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,911
−HK$2,250/mo
Today · 4.125%
HK$87,161
baseline
▲ 0.50% · 4.625%
HK$91,755
+HK$4,594/mo
Deposit HK$1.81M · loan HK$16.30M · min. income ≈ HK$174,322/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$679,125 · Scale 2, in force from 26 Feb 2026)